(918) 346-6341 616 S. Boston Ave., Suite 401 Tulsa, OK 74119

Federal Bonding Program


What is the Federal Bonding Program?

The Federal Bonding Program provides individual fidelity bonds to employers for job applicants who have a barrier to employment. Any at-risk job applicant is eligible for bonding services, including:

  • Ex-offenders, ex-addicts; welfare recipients and other persons having poor credit, poor youth who lack a work history, individuals dishonorably discharged from the military; and
  • Anyone who cannot secure employment without bonding.
  • Self-employed persons are NOT eligible for bonding services.
  • Persons who are not bondable can ultimately become commercially bondable by demonstrating job honesty during the six months of bond coverage under the Federal Bonding Program.

What is Bonding?

  • Many employers carry insurance to protect themselves against employee theft of dishonesty. Employees who handle money or valuable tools or goods are covered. This insurance is called fidelity bonding. When such commercial insurance is denied because of an individual’s background, the employer often denies a job to that person. Federal Bonding covers any type of stealing; theft; forgery; larceny; and embezzlement. It is, in effect, a guarantee of worker job honesty.
  • Federal Bonding does NOT cover liability due to poor workmanship, job injuries, or work accidents.
  • It is not a bail bond or court bond


Fidelity bonding may be provided for any individual who has a firm job offer and is qualified for the job. The job offer full-time (at least 30 hours per week) steady work with reasonable expectation of permanence, and is not self-employment.


Coverage is provided by the Travelers Property Casualty Company through the Federal Bonding Program, which is administered by the Oklahoma Employment Security Commission (“OESC”). Either the job applicant or the prospective employer (on behalf of the applicant) may apply for fidelity bonding insurance at any Workforce Office or by telephone.

  • There is no deductible in bond insurance amount if employee dishonesty occurs.
  • There is no follow-up and no termination actions required.


The application procedure is simple and quick. Bonding coverage becomes effective the first day of employment following the application process